Author: copiesandcoffees

Korea, Fall 2023

Introduction I was fortunate enough to visit Korea during the fall of 2023, specifically from late October until early December. It was my first time since 2019, so it was nice to finally reunite with my family and friends, especially after what we’ve all gone through during the pandemic. In this post, I would like […]

Buying a New Condo

Instead of purchasing a pre-existing single-detached home or a condo, you may elect to buy a new condo, or a pre-construction condo. Provided you do this in Ontario, Canada, the purchase closing process is a little bit different from what I have laid out in my purchase closing guide. The most significant difference is that […]

Refinancing Your Home

What is Refinance? If you refinance your home, what you are basically doing is that you are changing the details of your existing mortgage, such as the interest rate or the payment terms. For example, you may choose, after 10 years (with 20 years remaining on your original mortgage agreement), to switch to a new […]

Past Lives: Re-Connecting Old Dots

Past Lives is a romance film that was released during the summer last year. I remember first coming across it while browsing the schedule on the Toronto International Film Festival (TIFF) website – there is a building dedicated to TIFF in downtown Toronto, which, during off-season, shows films that you don’t typically see at your […]